Personal Credit

Why Having Great Credit Matters?

Society is becoming increasingly dependent on using credit to make purchases and decisions. These days, good credit is used for more than just getting a credit card or a loan. More and more people are making the case that you must have good credit before they extend products or services to you.

It Affects Where You Live and How Much You Pay

It Affects What You Drive and Your Car Payment

It Can Affect Your Job Search

It Affects Your Ability to Start

a Business

It Affects Other Monthly Bills

Our Process

Step 1

Gather Information about you and your credit report. Learn of your goals, timeline, pain points and we develop solutions to those problems.

Step 2

We determine that you are the right fit for our program and we have you complete a Credit Consulting Agreement with Scope of work.

Step 3

Credit Report Audit is created after payment is collected and Metro 2 Compliant letters

are sent to the Major

Credit Bureaus

Step 4

Wait 30-45 days for a reply from credit bureaus on your results and we repeat the process for increased success.


15 Credit Consultation

Credit Report 7-Day Trial


Consultation About Your:





Credit Audit (Brief)

Required Documents:

Credit Monitoring Service

Individual Plan

$397 One-time Audit fee

then $300 a month for 2 months


We create the letters & Send Out On Your Behalf.

Full Credit Audit

Challenge All Negative Items On Your Report that you choose.

Not Responsible for Reoccurring Collections (once


Required Documents:

Credit Monitoring

Credit Consulting Agreement

Copy of Social Security Card

Copy of Current ID

Copy of Utility Bill

Contact Us

Do you have questions that you need to be answered? Reach out to us below with your response and best contact information to reach you, and we will get back to you within 24 hours.

Hours of Operation:

Monday-Friday: 9:00AM-5:00PM EST

Saturday: Closed

Sunday: Closed



(804) 882-2992


(804) 999-6336